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Updated for January 2026

What do surveyors say about spray foam insulation?

RICS-aligned surveyors flag spray foam, comment on its visibility and ventilation impact, and recommend specialist investigation.

Most reports stop short of declaring the property unmortgageable but provide enough information for the lender to decline.

Frequently asked questions

Will the report be shared with me?

The lender's report is theirs — but you can commission your own homebuyer survey.

Worried spray foam is blocking your mortgage?

Get a free, confidential review of your situation. We'll tell you honestly whether removal is needed and which UK lenders may still consider your property.

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